04/18/2023
Make Resilient Upgrades | Strengthen Your Home • Hail
According to the National Oceanic and Atmospheric Administration (NOAA), hail causes approximately $1 billion in damages to crops and property in the United States each year.
Hail can range in size from small pellets to softball-sized and can fall at speeds of up to 100 miles per hour. When hail strikes roofs, it can damage shingles, tiles, or metal panels, leading to leaks and water damage. Additionally, hail can break windows, dent cars, and damage outdoor equipment and furniture.
An impact-resistant roof is a roofing system designed to withstand severe weather, such as strong winds, hailstorms, and flying debris. These roofs are typically made from durable materials, such as metal, concrete, or specially designed asphalt shingles, that are designed to absorb the impact of high-speed objects without sustaining significant damage.
Impact-resistant roofs are rated based on their ability to resist damage from hail and wind. The ratings are determined by industry-standard tests that involve dropping steel balls of various sizes and weights onto the roofing materials to simulate the impact of hail. Roofs that pass these tests receive a Class 1, 2, 3, or 4 rating, with Class 4 being the most impact-resistant.
Impact-resistant roof coverings require additional costs, but the investment is worthwhile for the added damage protection for homeowners. When you use these types of materials, you may also lower insurance premiums in areas prone to severe weather, such as Texas.
Choose impact-resistant roof coverings when reroofing or building a new home.
Insurance Institute for Business and Home Safety – Hail Shingle Performance Ratings
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